Buying A Property

Mortgage Arrangement Fees
 will charged by lenders to cover the cost of setting up the mortgage. Some lenders waive this fee. We are a firm of professionals, independent with our financial advisors would be pleased to provide you a hassle free consultation with a reasonable fee on what mortgage options are available to you and the associated costs.

Lender's Valuation(Basic Valuation)
 All lenders require a valuation of the property to assess whether it is actually worth the price being paid for it. This kind of valuation is organised by the mortgage lender but you will be expected must cover this costs. The cost of the valuation depends on the value of the property.

Professional Survey
There are generally two types of survey: the homebuyers report which costs around £600/- and the more comprehensive building survey which called structural survey could cost anything up to £1300/- to £1600/-, depending on the value of the house. please contact us for more info.

Legal/Conveyancing Fees
 the home buyer also need to instruct a solicitor to deal with all legal aspects. We will gag age for you a very reliable and different solicitors options. There will be no hidden cost.

Stamp Duty
is a government tax. This is charged for property punched over £125,000/-. If your new house is priced between £125,000 to £250,000, you will need to pay 1% of the final agreed price. Between £250,000 to £500,000 its 3%, and over £500,000 is 4%.

Land Registry Fee
 is the government department that manage the register of all properties in England and Wales. It charges a fee typically £40/- or so, but it depends on the property price for the transferring the register to new owner.

Legal Authority Search Fees
this searches will be carried out by the solicitors to ensure that there are no potential problems such as planning permission or neighbouring properties or plan for a new roads nearby. This can be vary depending your new location authority, but you should budget around £200/- to cover this charge.

Other Search Fees and Disbursements
include an index map, commons the coal authority, land charge, company searches, bank transfer fees. Allow about £100/- to cover an average house purchase.

Sales/Estate Agents Commissions
usually this is charged as a percentage of the property price. Please contact us online or give us a call to learn more about the fees and related services.

Removal Fees
if you are on a tight budget you can do it by yourself, however given the scale of this task we recommend you seek professional assistance, we have partnered with removals services to assist you. Please contact us to learn more.

Get a "Mortgage"
Getting a mortgage and buying a house are usually very much intertwined. When you find a house you will probably have to move fast to secure it. A mortgage principle is a conditional offer made by a mortgage lender that provide the information you give them is correct- they will give you the loan you have discussed with them. Knowing what you can afford will also help you narrow your search and give you a considerable degree of confidence.
Our partners a firm of professionals, and independent financial advisors would be please to provide you with a reasonable fee on what mortgage options are available to you.

Viewing Properties
When you start looking for your new home you have to know exactly what you are looking for, you will have so many options in the market, some of them you will find nice but not going through you budget. After all, you can't ask for a refund if you decide you don't like it after four weeks! In this case you need consultation from your husband/wife/children and partners so that you are all clear and agreed on what’s really important to you.

​Viewing can be conducted from 9am -7pm Monday to Friday, and 10 am -4pm on Saturday. We usually conduct all property viewing as the vendor may not always present. Sometimes, a vendor gives us specific times for viewing, although we do ask them to be as flexible as possible. Please be on time on viewing, we will arrange to meet you at the property, or if it is more convenient at our office from where we can take you by car.
After the viewing we will answer any immediate questions and usually contact you next day for your thoughts and general feedback.

Make An Offer
Now you have found a house of your dreams and you want to make an offer.
As soon as you have found a suitable property, we will put your offer to the seller, verbally and in writing, we always try to communicate with the seller with your offer on the same day. Sometimes there my be a process of price negotiation and by working with us both vendor and buyer can be benefit from our expertise consultants.

Exchange/Complete Contract
When your offer is accepted, the vendors solicitor will prepare a contract of sale. you will also need to appoint a solicitor. We offer a range of different and very competitive conveyancing options that you can choose by contacting us.
A deposit cheque is normally required for 5-15% of the purchase value of the property. We recommend that by this stage you confirm arrangement for moving day.
Selling A property

Establish the value of your property:
Whilst local property newspapers and websites can be used to provide an indication of what your property might be worth, we will be happy provide you a free, no-obligation, property appraisal.
We can meet you at your property a time that best suit for you. Our appointment with you would take typically 45-60 minutes including a detail inspection of your valued property. We will discuss with you the relevant specific needs of you own situation, market forecast and current demand.
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EPC Certificate:
Energy performance certificate (EPC) for a property is a legal requirement. Our HIP partners can arrange to have an EPC for you at a very reasonable rate! Contact us to learn more about our HIP service.

Appointing a Solicitor:
​We advise that you instruct your solicitor as soon as you are ready to start marketing your property. This will avoid delays and allow time for your solicitor to collect all the necessary documentation required to transfer the ownership of your property to a buyer, this process is known as conveyancing. We have a selection of solicitors that we work with on a regular basis who we would be happy to recommend.

Marketing your Property:
With a wide reach through media and e-marketing we use all of the major property website, including Hoopla, Rightmove and prime location, as well as other smaller but equally focused websites and magazine to ensure maximum exposure.

Viewing:
Estate agent commit huge amounts of time and money towards marketing properties to prospective purchasers with the prime aim of encouraging them to view the property. We will discuss with you the best times of the day and week to present your property. Our policy is to accompany all viewings. Having access to your property at short notice is important in order that we can show your property to the prospective purchasers as soon as they contact with us with an interest in viewing your property.

Preparing your property for sale:
The majority of buyers now use internet portals to search for a home. Preparing your home for photography and other visuals we develop such as videos is therefore one of the most important actions you can take to maximise your chances of attracting interest. Although we do not recommend spending a fortune on home improvements, there are a few little things you can do to help with the sale of your property:
  • Air the rooms.
  • Fully draw back the curtains to get maximum daylight in the rooms.
  • Paint the front door and ensure the entrance is clean and tidy.
  • Spring clean your property.(skirting boards/windows)
  • Wave over the bathroom sink and bathtubs.
  • Have some flowers in the main rooms.
  • Clean up the garden.
  • Make maximum space, get rid of unnecessary things.
  • Fix whatever need to be fixed.
  • Put a lock on any rear gate.
  • Room dimension and details will be recorded and a plan of the property will also be drawn.

Receiving an Offer:
As soon as we receive an offer of your property, we will discuss with you and then confirm it in writing. There is always the possibility that you will receive multiple offers and that you may receive several identical offers and need to decide between buyers. We will negotiate with each buyer until they drop out, one by one, and the highest offer is left on the table.

Accepting an offer:
Once you have accepted an highest offer on your property that following details need to be agreed:
  • Detailed of any figures and fittings to be included or excluded in the sale of your property.
  • Date for the buyers or lenders survey on your property.
  • Date for exchange of contract.
  • Date of completion.

Preparing of a draft contract:
Once an offer on your property is agreed, your solicitor will forward a draft contract of sale for your property to the buyer's solicitor. The buyers solicitor will verify all the documentation and will carry out preliminary enquiries.

Service Charge Accounts:
Service charge accounts and building insurance is generally not applicable to freehold properties. We recommend that you forward copies of your service charge account for the past 3 years, estimates for the next year and your building insurance certificate to your solicitor.
If you live in a freehold property your solicitor may request the following documents:
  • Title documents from you or your bank or building society.
  • Evidence of payments of last 12 months council tax.
  • Paid utility bills.
  • Guaranties and warranties related to dump proofing.
  • Gas safety check certificate.
  • NHBC certificate.
  • Planning and building regulations approvals for extensions etc.

Exchange of Contracts:
An exchange of contracts occurs once all the queries have been satisfied by the buyers solicitors and once they have seen the local searches and have agreed to them. The contract needs to be signed by you and the buyer. The deposit which is usually 10-20% of the purchase price is transferred to your solicitor. Once they receive the deposit the contract can be exchange.

Completion:
The completion can be set for any day from the day of exchange to a few weeks after exchange. The balance of the purchase price is sent from the buyers solicitors account to your solicitors account. It is at this point that you have sold your property.

Disclaimer:
​If you require further information or advice, please contact with us to talk.
Maintenance of a property
Once you have confirmed that you would like to rent your property and you would like to proceed with us, we will draw up the relevant paperwork and form an agreement which called "Tenancy Agreement". Which is signed by both parties. A Tenancy Agreement is a legally binding contract between a Landlord and a Tenant and sets out the contractual responsibility of both parties. All persons over the age of 18 must be named on the Tenancy Agreement up to a maximum of 4 tenants. If Half Moon Estate Ltd is your managing agent then we are able to sign the Tenancy Agreement contract on your behalf.

For Landlord
Our letting only service includes:
  • Rental Valuation and inspection
  • Advice to landlords on furnishings, health and safety issues and maintenance recommendations.
  • Advertising and Marketing your property on the most popular renting and UK's most leading property websites. 
  • Manage viewing with the expecting tenants whenever possible .
  • Extensive referencing verification check each and every applicants.
  • Preparation of the Tenancy Agreement.
  • Collection of initial rent and deposit.
Under new legislation introduced on 6th April 2007, all deposit taken from tenants against possible damage to a property or non-payment of rent must now be covered by a Tenancy Deposit Protection Scheme. This applies to assured shorthand tenancies only.

Standard Fees to Landlord

Tenant Find/Let Only Fees
  • 7% Plus VAT (9% inclusive of VAT) of annual rent - sole agency.
  • 7% Plus VAT (9% inclusive of VAT) of annual rent - multiple agency.
Fees to be taken upfront.

Tenancy Agreement Fee

  • £85.00/- inclusive of VAT.

Renewal of Tenancy Fee
  • 8% Plus VAT (9.6% inclusive VAT) of annual rent - sole agent.
  • 9% Plus VAT (10.8% inclusive VAT) of annual rent - multiple agent.
Fees to be taken upfront.

Rent Collection
  • 1% Plus VAT (1.2% inclusive of VAT) of annual rent.
Fees to be taken as the rent is paid. i.e. monthly / quarterly etc.
Should it be necessary to take a tenant to court on a Landlords behalf due to non-payment of rent, we will instruct Legal for Landlords on the Landlords behalf and the relevant legal and court costs will be payable by the Landlord.

Property Management
  • 8% Plus VAT (7.2% inclusive VAT) of the rent as and when collected.
Fees to be taken as the rent is paid, i.e. monthly / quarterly etc
  • Call out charge for additional visits - £65.00/- inclusive of VAT per hour or part therefor (optional).

Short Lets
  • 26% Plus VAT (31.2% inclusive VAT) of total rent for term - letting and management.
  • 20% Plus VAT (24% inclusive VAT) of the total rent for the term Let only service.

Vacant Property Management
  • £110/- inclusive of VAT per month.
  • Additional Property Inspection at Landlords request - £75.00/- inclusive VAT.
  • Utility Set up fee - £60.00/- inclusive VAT.
  • Additional visit by staff - £50.00/- inclusive of VAT.

Refurbishment Service/Project Management
  • 10% Plus VAT (12% inclusive VAT) of total expenditure.

Deposit Registration Fee

  • £50.00/- inclusive VAT for the first term
  • £30.00/- inclusive VAT for each renewal of tenancy thereof.

Withdrawal of offer by Landlords

  • Tenancy administration fee - £200.00/- inclusive VAT.
  • Tenants reference cost if instructed - £30.00/- inclusive of VAT minimum per tenant / guarantor.
Non payment of commission and fees:
Should we refer any unpaid commission and fees to our debt collection agents, costs of 20% inclusive of VAT of the debt will be incurred along with interest at the relevant rate provided for under the late payment of commercial debts (interest) Act 1998.

Our Property Management Service includes the following services:
  • Arrange regular rental payments.
  • Dedicated telephone and email contact for tenants.
  • Transfer utilities and arrange settlement.
  • Arrange annual gas safety checks.
  • Carryout periodic property inspections.
  • Settlement of regular outgoings such as Ground rent, service charges, maintenance charges with your agreement.
  • Arrange any cleaning and garden maintenance service before or after the tenancy.
  • Arrange all repair and maintenance.
  • Provide a key holding service.
  • Manage the checkout and deposit negotiation process.
If you require further information please contact with us, we will be happy to discuss with you about any issue regarding your property maintenance.
Tenants must know our policy
The asking rent does not include permitted letting fees within the scope of the Tenant Fees Act 2019.

Depending on your circumstances and the property you select, one of the following may also be charged to you in advance or during the tenancy:
The following charges are payable or potentially payable by a tenant:



·         Holding deposit - A maximum of one week's rent
·         Security deposit - Five weeks' rent, rising to six week's rent when the annual rent is in excess of £50,000
·         Rent and Utility bills - Payable as outlined in the Tenancy Agreement
·         Unpaid rent - Interest at 3% above the Bank of England base rate, as outlined in the Tenancy Agreement
·         Lost Keys - Tenants are liable for the cost of replacing any lost keys or security device, including a change of lock or replacement of device if required
·         Amendments of Tenancy Agreement at Tenant's Request - £50 per change
·         Early Surrender of the AST at Tenant's Request - Should a tenant need to surrender the tenancy early and the Landlord agrees to re-let the property, the liability for the payment of rent will end once a new tenant is found and takes up occupation. However, the tenant will still need to cover the Landlord's costs in surrendering the tenancy and re-letting the property

​​Permitted payments and tenant protection information
As well as paying the rent, you may also be required to make the following permitted payments.
Permitted payments For properties in England, the Tenant Fees Act 2019 means that in addition to rent, lettings agents can only charge tenants (or anyone acting on the tenant's behalf) the following permitted payments:
  • Holding deposits (a maximum of 1 week's rent);
  • Deposits (a maximum deposit of 5 weeks' rent for annual rent below £50,000, or 6 weeks' rent for annual rental of £50,000 and above);
  • Payments to change a tenancy agreement eg. change of sharer (capped at £50 or, if higher, any reasonable costs);
  • Payments associated with early termination of a tenancy (capped at the landlord's loss or the agent's reasonably incurred costs);
  • Where required, utilities (electricity, gas or other fuel, water, sewerage), communication services (telephone, internet, cable/satellite television), TV licence;
  • Council tax (payable to the billing authority);
  • Interest payments for the late payment of rent (up to 3% above Bank of England's annual percentage rate);
  • Reasonable costs for replacement of lost keys or other security devices;
  • Contractual damages in the event of the tenant's default of a tenancy agreement; and
  • Any other permitted payments under the Tenant Fees Act 2019 and regulations applicable at the relevant time.

For properties in Wales, the Renting Homes (Fees etc.) (Wales) Act 2019 means that in addition to rent, lettings agents can only charge tenants the following permitted payments
  • Holding deposits (a maximum of 1 week's rent);
  • Security deposits;
  • Where required, utilities (electricity, gas or other fuel, water, sewerage), communication services (telephone, internet, cable/satellite television), TV licence;
  • Council tax (payable to the billing authority);
  • Payments for the late payment of rent (where required under the tenancy agreement);
  • A breach of a term of the contract (where required under the tenancy agreement); and
  • Any other permitted payments under the Renting Homes (Fees etc.) (Wales) Act and regulations applicable at the relevant time.

Tenant protection In addition to publishing relevant fees, lettings agents are also required to publish details of:
  • the redress scheme they are a member of; and
  • the name of the approved or designated Client Money Protection scheme they are a member of (if any).





We offer a friendly service and we are honest, reliable, impartial and extremely knowledgeable. Our aim is to deliver the best possible service to our clients and ensure you achieve the results you want. You can be confident you will be dealing with approachable, attentive and innovative staff who are highly experienced and have first class marketing and negotiation skills.  We offer very competitive rates and provide an excellent value for money service.  We listen to our clients so we can understand your needs and will work alongside you to ensure you best achieve your property goals.

Areas we cover:
  • Central London
  • North London
  • South London
  • West London
  • East London
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Registered in England. Registered number: 10829612.